RuPay · Visa · Mastercard
Micro ATM – Card-Based Banking at Your Outlet
Bring ATM Services to Every Doorstep
Offer debit card-based cash withdrawals, balance enquiries and fund transfers without a traditional ATM. A compact POS device turns your outlet into a 24/7 banking point. Earn per transaction and serve card-holding customers instantly.
Service Highlights
3 Cards
Supported Networks
₹10K
Max Withdrawal/Day
< 30s
Transaction Speed
24/7
Availability
RBI Authorised · NPCI Certified · 256-bit Encrypted
Process
How It Works — 4 Simple Steps
Register & KYC
Submit your business details and KYC documents online. Get approved within 24 hours.
Receive Micro ATM POS
Receive your certified Micro ATM device. Plug into mobile data or Wi-Fi — no broadband required.
Customer Swipes Card
Customer inserts their debit card, enters PIN. Transaction is processed in under 30 seconds.
Dispense Cash & Earn
Hand over cash and print receipt. Commission credited to your wallet instantly.
Why Choose This Service
Key Benefits for RizeXPay Micro ATM Agents
All Card Networks Accepted
RuPay, Visa, Mastercard debit cards from all banks. Full interoperability via NPCI switching.
Sub-30 Second Transactions
Online card authorization completes in under 30 seconds. No connectivity issues with offline fallback.
Portable Device
Compact, battery-powered Micro ATM works anywhere — no fixed power supply or broadband needed.
Per-Transaction Earnings
Earn ₹5–₹12 per cash withdrawal. High-volume merchants unlock enhanced commission tiers.
Balance Enquiry Revenue
Even balance checks earn commission. Customers get real-time account data via card + PIN.
PIN-Protected Security
Every transaction requires customer PIN. PCI-DSS compliant device encryption. Zero fraud liability.
FAQ
Frequently Asked Questions
Everything you need to know about our Micro ATM service.
A Micro ATM is a compact POS-like device used by banking agents to offer card-based cash withdrawals and banking services. Unlike fixed ATMs, it's portable, low-cost, and operated by retail agents — making it ideal for rural and semi-urban areas with no ATM access.
RizeXPay Micro ATM supports all RuPay, Visa, and Mastercard debit cards issued by any bank in India. This covers virtually all account holders including Jan Dhan, regional rural banks and cooperative bank customers.
As per RBI guidelines, Micro ATM daily withdrawal limit is ₹10,000 per card. Monthly limit is ₹25,000. Agents process multiple customers in a day, creating high transaction throughput.
You need a Micro ATM device certified by NPCI — typically a handheld POS device with a card swipe/chip reader. RizeXPay assists with device procurement and setup. Average cost is ₹3,000–₹5,000 for a quality device.
Yes. Most Micro ATM devices support offline transaction queuing and can operate on GPRS (2G) connections. Transactions are batched and settled once connectivity is restored.
Cash dispensed to customers is debited from your RizeXPay working capital wallet. You replenish your wallet via NEFT/IMPS. Daily settlement reports help you track float requirements.
Start Today
Start Offering Micro ATM Services Today
Join 5 Lakh+ RizeXPay agents across India earning daily commissions while serving their community's financial needs.